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SMSF Borrowing – Wild West?

Tweet As this is my first article in quite a few months, I thought it would be appropriate to provide a brief update on a handful of common issues on SMSFs that borrow to purchase property and other assets.     Items I am covering include: ATO warning on dodgy promoters & inappropriate structures Common […]

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Related Party Loans for SMSF Property

Contributing hard earned personal savings into super for the purchase of investment property is difficult when there could be 30 or more years until retirement. This strategy can be utilised to get all the benefits of investing via a SMSF without permanently losing access to personal funds before retirement.

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NRAS Comparison Table

NRAS Property Investment within a SMSF

One of the most common enquiries I receive is in relation to using super to purchase NRAS (National Rental Affordability Scheme) properties.

When I first heard of NRAS and how it worked I was sceptical. I asked myself “is this just a glossy, well marketed property spruik with dubious investment value?”

To answer that question, I do what I normally do – researched, asked questions and of course ran the numbers to see how they stacked up.

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Wills and SMSF Estate Planning

SMSFs are the investment vehicle of choice for a huge number of Australians – which is no surprise considering the control and flexibility they offer. Although most of us ensure we have valid death benefit nominations in place covering our superannuation monies, we need to ensure these nominations are also integrated with our personal Wills to form an overall estate plan.

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ATO Opens Door on SMSF Property Improvements

ATO Opens Door on SMSF Property Improvements

A few weeks ago the ATO issued a draft ruling enabling SMSFs to renovate and improve properties purchased under limited recourse borrowing arrangements. This ruling takes a very common sense approach and removes a lot of the confusion surrounding this issue.

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